Hi my name is Jeanette Dennis. I opted out and quit school because there was no way I was going to continue getting into debt after what had happen. Deployed high-pressure sales tactics to get students who would have otherwise chosen a different school, Made false claims concerning the accreditations of certain programs. 4. Borrowers Defense Discharges work for ANY school, but youll definitely need a better argument for why you deserve to have the loans forgiven. None of the emails are like this at all. If you are covered in the class, youre automatically in it. Cardona. Be warned; its not much. Then, clearly explain how it impacted your decision to attend the school. Where you were when you heard it? I attended the art institute online division from 2015 to decembet 2017 i never finished my degree and had to quit was going to return to finish and have been payi g on student loans since last year i remember them telling me about the graduation rate and job rates that they promised me will i be eligible for this forgiveness. I was lied to about the job placement percentage. For help with FEDERAL Student Loans: Call the Student Loan Relief Helpline at 1-888-906-3065. My husband and his mom both recall the lady commenting that soon after graduating, hed be making that kind of money. The Illinois Institute of Art and the Art Institute of Colorado were lying to students from the moment they lost accreditation in January 2018, and students deserve relief that reflects the full extent of that deception.. My father doesnt read or speak English had to co-sign for a student loan for me. Students currently enrolled in another institution after the transfer of their credit do not qualify. I ended up taking out 2 loans in the amount of around $4000 and my parents took out a parent plus loan for around $13,000. Borrower Defense Pending? Try contacting the Department of Education, or try filling out the form again on a different day. For former students of the Art Institutes who want to apply for the art institute loan forgiveness under the Borrowers Defense Against Repayment Program, please head to the official government website and complete an online application form to begin the process. Are you pushing for a Borrowers Defense Discharge? The U.S. agreed on Thursday to cancel student loan debt for 200,000 borrowers. If neither of the above exclusions apply to you, and you were a student of the school when it closed (or left near enough to the closing date), then you stand a very good chance of achieving Art Institute loan forgiveness via the Closed School Loan Discharge Program, and I would encourage you to apply for the benefit right away. I would apply to it because it sounds like you have a shot there. I cant buy a house, I couldnt be on the lease for my own car, I can never have even the smallest of in-store credit cards because this school and the system have completely ruined me for life. She has new ownership now after one too many refusals to cross dry creek beds and several near death experiences due to her anxiety responses to everyday events like garage doors opening, people getting out of cars, etc. I have so many horror stories from this place and the fact that ther interest rate ended up being so much higher than I understood had made sure that Ill never EVER pay them off. Matthew Arrojas is a news reporter at BestColleges covering higher education issues and policy. I also spoke to his mom who accompanied him to the open house when they decided to enroll. He stayed hopeful because the school promised job placement and they could not help him. The borrowers will receive 100 percent loan discharges. We can guarantee with all certainty that this program is legit!For many students currently enrolled in other institutions and trying to complete their education, this is the best option. We know it's sometimes a confusing process, that is why our team is here to help you state a legal claim & prove you were misled by your institution. I have attached a copy of a paycheck stub. Judge William Alsup ruled Friday that the Department of Education (ED) may begin to erase the federal student loan debts of borrowers who filed borrower defense claims against a list of 150 schools within a certain time frame. By now, you must have made up your mind as to whether to apply or not. The extension benefited fewer than 300 students. It was a long time ago so the hardest part for me is remembering the specific details of what was said to me. You wont qualify for a Closed School Discharge because those require being enrolled in the school within a small time window from when it shuts down. In the discharge email did anyone else have the wrong school listed (i.e. They stated I could accept the $2,000 credit for me to go to another college or half off tuition if I went to another one of their colleges and they said at the end i signed a paper stating I wont get the credit and it will pay off what I have to the school, was given a for cast of what my terms would look like as Wella ND was told that being in the school for 2 years I would not owe the school anything but they closed down, which was not brought to my attention they were closing in 2 semesters. You have nothing to lose by attempting a BDAR Discharge, so Id file and hope it works out. Do you have any companies that you recommend that could help me complete the paperwork. The US Department of Education approved borrower defense to repayment (borrower defense) claims for borrowers that attended the following schools: 1. Instead of implementing a new process developed in 2016 along with rules to prevent further abuses, the Department of Education is going back to the drawing board. Borrower defense claims allow student loan borrowers to apply for debt forgiveness if they can prove their college or university defrauded them while enrolled. I did a bit of research and I stumbled on your site. The Ombudsman are a FREE group of Attorneys backed by the Federal Government, so you can trust their advice. As it was legally obligated to do, the Department of Education started to adjudicate these claims in 2016, approving nearly 28,000 borrower defenses in the six-month period before January 20, 2017. In July of 2021, 1,800 borrower defense applications were approved for three different institutions: They will receive a full discharge of their loans, resulting in $55.6 million of relief. Well since the school closed for good, I am having trouble getting my loan wipe out. This was almost 8 years ago and I dont have any documents or proof of what happened. Thank you. Speak to an agent today to see what is needed to successfully submit a Borrower Defense to Repayment application. Hello ive been in the Art Institute of Pittsburg Online Division. I went to the art institute from 2011 to 2013 I did not finish at the school because of a mental health problem and they told me I needed to take a break (basically I was kicked out) I am about to finish my BA an university this spring. My favorite option is going after a debt settlement, and using McCarthy Law PLC to handle negotiations on your behalf. He did qualify for aid/loans and his father and I paid our share. No joke, one teacher actually said this to a Saturday morning class. Read through my Guide and look at the comments Ive responded to others asking the same question. NOTE:The link takes you to the official government website and is reliable. To support a Borrower Defense claim, it is highly recommended to provide evidence with your application to "State a Legal Claim," and prove to the Department that you were misled. Thanks for your reply. These companies charge to help you figure out which programs youre eligible for and take care of paperwork. I dont think this is enough to get an approval the school saying theyd help with finding a job is a pretty open-ended promise. https://www.justice.gov/opa/file/793371/download. See my page on Parent PLUS Loan Forgiveness for details there, and for your Private loans, there is no option for BDAR. Then, under Secretary DeVos, the Department of Education halted all processing of borrower defense claims. This sounds like you may qualify for a Borrowers Defense Discharge thanks to the bait and switch tactics utilized against you. This is a group of attorneys who are backed by the US Federal Government and who offer FREE ADVICE about student loan-related legal issues. I was a student at AIP, were working on a documentary on the fraud. They refused almost every credit hour Id gotten up to that point. In other words, The Art Institutes broke the law, and while they never admitted the illegal behavior, they did agree to pay out nearly $200 million dollars to make the lawsuits go away. I transferred to the school from an accredited sister campus in Seattle, which was at the time accredited. A good example is the case of ITT Technical Institute, Brightwood Career Institute, and Le Cordon Bleu Colleges. Fast forward 2018, she moved up to Pittsburgh, PA and re-enrolled at The Art Institute here and they closed less than a year later. The Borrower Defense to Repayment Program offers a path to loan forgiveness for students who borrowed federal student loans from a school that engaged in fraudulent or illegal activity. Click here to add documents to your claim Move From 'PENDING' Status to "APPROVED! I feel this so hard. The school has also closed now too, so itd pretty difficult to access your old transcripts, but you SHOULD still be able to source them somehow. June 25, 2019: Case is filed in the United States District Court for the Northern District of California in the San Francisco Bay Area on June 25, 2019. UPDATE: Judge Alsup has DENIED intervenors motion to stay settlement relief and ordered settlement implementation to proceed immediately. My page has plenty of details about how it works and what you need to cite in order to get a discharge approved, so make sure to read through all the content and you should be all set! I was always told, Youre going to be making $80,000 a year, so you will pay it off really quickly and 80% of the graduates will get a job straight out of school, so dont worry about it. Without my knowledge, or understanding of the difference, I was also signed up for private loans. 16. The more details you can put together, the more likely youll be to qualify for a discharge. Yeah, youre going to have to remember more details than what you outlined here. I fairly remembered being pull from the classroom due to a late payment mistake. Students are eligible to benefit from student forgiveness if they can successfully do one vital thing. I am in the process of trying to get this loan discharged, but my loan provider needs more information from me to get this loan discharged, and using my deafness to get out of this loan. Ive never been able to make the ridiculously high payments, so my credit is completely destroyed. It was the second-largest for-profit college in the whole country. I wish that back then that I contacted the school about refunding the difference but didnt know. If you an find hard evidence of their claims, thatll help with BDAR tremendously. The Federal Government wont help anyone who has defaulted on their loans. 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