Click the Liability, No-Fault and Workers Compensation Reporting link for more information. We combine our state of the art technology platform and legal and industry expertise to deliver outstanding financial results to our clients. TTY users can call 1-855-797-2627. incorporated into a contract. Explain to the representative that your claims are being denied, because Medicare thinks another plan is primary to your Medicare Advantage plan. You can decide how often to receive updates. means youve safely connected to the .gov website. HHS is committed to making its websites and documents accessible to the widest possible audience, https:// Still have questions? The Intent to Refer letter is sent day 90 (after demand letter) if full payment or Valid Documented Defense is not received. the beneficiary's primary health insurance coverage, refer to the Coordination of Benefits & Recovery Overview webpage. Do not hesitate to call that number if you have any questions or concerns about the information on the EOB. Heres how you know. Coordination of Benefits. AS USED HEREIN, YOU AND YOUR REFER TO YOU AND ANY ORGANIZATION ON BEHALF OF WHICH YOU ARE ACTING. This means that Medigap plans, Part D plans, employer supplemental plans, self-insured plans, the Department of Defense, title XIX state Medicaid agencies, and others rely on a national repository of information with unique identifiers to receive Medicare paid claims data for the purpose of calculating their secondary payment. There are a variety of methods and programs used to identify situations in which Medicare beneficiaries have other insurance that is primary to Medicare. Coordination of benefits (COB) sets the rules for which one pays first when you receive health care. Section 111 of the Medicare, Medicaid, and SCHIP Extension Act of 2007 (MMSEA) This law added mandatory reporting requirements for Group Health Plan (GHP) arrangements and for liability insurance, including self-insurance, no-fault insurance, and workers' compensation. Medicare - Coordination of Benefits Phone Number Call Medicare - Coordination of Benefits customer service faster with GetHuman 800-999-1118 Customer service Current Wait: 4 mins (4m avg) Free: Skip Waiting on Hold Hours: 24 hours, 7 days; best time to call: 2:30pm The following discussion is a more detailed description of the three steps United takes to determine the benefit under many Employer Plans which have adopted the non-dup methodology to coordinate benefits with Medicare when Medicare is the Primary Plan. This is where we more commonly see Medicare beneficiaries have medical claims denied, because Medicare thinks its not the primary coverage. The BCRC is responsible for ensuring that Medicare gets repaid for any conditional payments it makes. https:// See also the Other resources to help you section of this form for assistance filing a request for an appeal. The RAR letter explains what information is needed from you and what information you can expect from the BCRC. Medicare Administrative Contractors (MACs) A/B MACs and Durable Medical Equipment Medicare Administrative Contractors (DME MACs) are responsible for processing Medicare Fee-For-Service claims submitted for primary or secondary payment. M e d i c a r e . Primary and Secondary Payers. 7500 Security Boulevard, Baltimore, MD 21244, An official website of the United States government, To electronically submit and track submission and status for, Coordination of Benefits & Recovery Overview. Content created by RetireGuide and sponsored by our partners. Please see the. The Pros And Cons To Filing Taxes Jointly In California Married Couples: To File Taxes Joint or Separate? g o v 1 - 8 0 0 - M E D I C A R E. These situations and more are available at Medicare.gov/supple- For example, your other health insurance, through an employer or other source, may have to pay for a portion of your care before Medicare kicks in. Share sensitive information only on official, secure websites. Where discrepancies occur in the VDSAs, employers can provide enrollment/disenrollment documentation. There are a variety of methods and programs used to identify situations in which Medicare beneficiaries have other insurance that is primary to Medicare. The BCRC does not process claims, nor does it handle any GHP related mistaken payment recoveries or claims specific inquiries. medicare coverage for traumatic brain injurymary calderon quintanilla 27 februari, 2023 / i list of funerals at luton crematorium / av / i list of funerals at luton crematorium / av It is in the best interest of both sides to have the most accurate information available regarding the amount owed to the BCRC. Secretary Yellen conveyed that the United States will stand with Ukraine for as long as it takes. lock Contact Apple Health and inform us of any changes to your private dental insurance coverage. Elevated heart rate. Who may file an appeal? Where discrepancies occur in the VDSAs, employers can provide enrollment/disenrollment documentation. Date: TTY users can call 1-855-797-2627. Benefits Coordination & Recovery Center (BCRC) - The BCRC consolidates the activities that support the collection, management, and reporting of other insurance coverage for beneficiaries. For additional information, click the COBA Trading Partners link. Please see the Contacts page for the BCRCs telephone numbers and mailing address information. Mailing address: HCA Casualty Unit Health Care Authority Centers for . Supporting each other. The demand letter includes the following: For additional information about the demand process and repaying Medicare, click the Reimbursing Medicarelink. I6U s,43U!Y !2 endstream endobj 271 0 obj <>/Metadata 29 0 R/Outlines 63 0 R/Pages 268 0 R/StructTreeRoot 64 0 R/Type/Catalog/ViewerPreferences<>>> endobj 272 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text/ImageC]/Properties<>/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/TrimBox[0.0 0.0 1638.0 612.0]/Type/Page>> endobj 273 0 obj <>stream The Medicare Administrative Contractors (MACs), Intermediaries and Carriers are responsible for processing claims submitted for primary or secondary payment. Applicable FARS/DFARS restrictions apply to government use. ( The BCRC will identify any new, related claims that have been paid since the last time the CPL was issued up to and including the settlement/judgment/award date. The contract language between the State Medicaid agency and the Managed Care Organization dictates the terms and conditions under which the MCO assumes TPL responsibility. Agency Background: Lifeline Connections is a not-for-profit agency that is recognized as a leading behavioral health treatment provider in Washington State, offering a full continuum of care for individuals who have a behavioral health condition. 7500 Security Boulevard, Baltimore, MD 21244. ( Applications are available at the AMA Web site, . You have 30 calendar days to respond. The representative will ask you a series of questions to get the information updated in their systems. Medicare Secondary Payer, and who pays first. All communication and issues regarding your Medicare benefits are handled directly by Medicare and not through this website. CDT is a trademark of the ADA. But your insurers must report to Medicare when theyre the primary payer on your medical claims. The primary insurer must process the claim first. Where CMS systems indicate that other insurance is primary to Medicare, Medicare will not pay the claim as a primary payer and will deny the claim and advise the provider of service to bill the proper party. Note: CMS may also refer debts to the Department of Justice for legal action if it determines that the required payment or a properly documented defense has not been provided. Self-Calculated Conditional Payment Amount Option and fixed Percentage Option: Self-Calculated Conditional Payment Amount/Fixed Percentage Option, Voluntary Data Sharing Agreement & Workers Compensation Set-Aside Arrangement. The CRC is responsible for identifying and recovering Medicare mistaken payments where a GHP has primary payment responsibility. In addition, the updated Medicare and commercial primacy information we provide allows our clients to pay claims properly and save millions of dollars through future cost avoidance. all NGHP checks and inquiries including liability, no-fault, workers compensation, Congressional, Freedom of Information Act (FOIA), Bankruptcy, Liquidation Notices and Qualified Independent Contractor (QIC)/ Administrative Law Judge (ALJ)): Non-Group Health Plan (NGHP) Inquiries and Checks: Special Projects: (e.g. This process can be handled via mail, fax, or the MSPRP. CPT codes, descriptions and other data only are copyright 2012 American Medical Association . An official website of the United States government. Individual/Family Plan Members All Rights Reserved. The COBA Trading Partners document in the Download section below provides a list of automatic crossover trading partners in production, their identification number, and customer contact name and number. The BCRC may also ask for your Social Security Number, your address, the date you were first eligible for Medicare, and whether youhave During its review process, if the BCRC identifies additional payments that are related to the case, they will be included in a recalculated Conditional Payment Amount and updated CPL. IF YOU DO NOT AGREE WITH ALL TERMS AND CONDITIONS SET FORTH HEREIN, CLICK BELOW ON THE BUTTON LABELED I DO NOT ACCEPT AND EXIT FROM THIS COMPUTER SCREEN. Benefits Coordination & Recovery Center (BCRC) Customer Service Representatives are available to assist you Monday through Friday, from 8 am to 8 pm, Eastern Time, except holidays, at toll-free lines: 1-855-798-2627 (TTY/TDD: 1-855 . and other health insurance , each type of coverage is called a payer. If a response is not received in 30 calendar days, a demand letter will automatically be issued without any reduction for fees or costs. 200 Independence Avenue, S.W. The law authorizes the Federal government to collect double damages from any party that is responsible for resolving the matter but which fails to do so. Shares Medicare eligibility data with other payers and transmits Medicare-paid claims to supplemental insurers for secondary payment. Contact Medicare Phone 1-800-MEDICARE (1-800-633-4227) For specific billing questions and questions about your claims, medical records, or expenses, log into your secure Medicare account, or call us at 1-800-MEDICARE. Please see the. Implementing this single-source development approach will greatly reduce the amount of duplicate MSP investigations. We invite you to call our Business Development Team, at 877-426-4174. Secondary Claim Development (SCD) questionnaire.) Accommodates all of the coordination needs of the Part D benefit. The site is secure. Coordination of benefits (COB) allows plans that provide health and/or prescription coverage for a person with Medicare to determine their respective payment responsibilities (i.e., determine which insurance plan has the primary payment responsibility and the extent to which the other plans will contribute when an individual is covered by more They use information on the claim form, electronic or hardcopy, and in the CMS data systems to avoid making primary payments in error. Recovery of Non-Group Health Plan (NGHP) related mistaken payments where the beneficiary must repay Medicare. Data collected includes Medicare beneficiary social security number (SSN), health insurance claim number (HICN), name, date of birth, phone number, The CRC will also perform NGHP recovery where a liability insurer (including a self-insured entity), no-fault insurer or workers compensation entity is the identified debtor. The CWF is a single data source for fiscal intermediaries and carriers to verify beneficiary eligibility and conduct prepayment review and approval of claims from a national perspective. Payment is applied to interest first and principal second. This is where we more commonly see Medicare beneficiaries have medical claims denied, because Medicare thinks its not the primary coverage. However, if you What Is A Social Security Card VIDEO: Lesbian denied spouse's Social Security survivor's benefits, attorney's say Your Social Security card is an important piece of identification. The Medicare Administrative Contractors (MACs), Intermediaries and Carriers are responsible for processing claims submitted for primary or secondary payment. The primary payer pays what it owes on your bills first, and then sends the rest to the secondary payer to pay. The CRC is also responsible for recovery of mistaken NGHP claims where a liability insurer (including a self-insured entity), no-fault insurer or workers compensation entity is the identified debtor. The information sent to the BCRC must clearly identify: 1) the date of settlement, 2) the settlement amount, and 3) the amount of any attorney's fees and other procurement costs borne by the beneficiary (Medicare may only take beneficiary-borne costs into account). 411.24). If you have questions about who pays first, or if your coverage changes, call the Benefits Coordination & Recovery Center at 1-855-798-2627 (TTY: 1-855-797-2627). You can decide how often to receive updates. To ask a question regarding the MSP letters and questionnaires (i.e. The MSP Contractor provides customer service to all callers from any source, including, but not limited to, beneficiaries, attorneys and other beneficiary representatives, employers, insurers, providers and suppliers, Enrollees with any other insurance coverage are excluded from enrollment in managed care, Enrollees with other insurance coverage are enrolled in managed care and the state retains TPL responsibilities, Enrollees with other insurance coverage are enrolled in managed care and TPL responsibilities are delegated to the MCO with an appropriate adjustment of the MCO capitation payments, Enrollees and/or their dependents with commercial managed care coverage are excluded from enrollment in Medicaid MCOs, while TPL for other enrollees with private health insurance or Medicare coverage is delegated to the MCO with the state retaining responsibility only for tort and estate recoveries. Sign up to get the latest information about your choice of CMS topics. 7500 Security Boulevard, Baltimore, MD 21244, An official website of the United States government, Coordination of Benefits & Recovery Overview. Medicare Administrative Contractors (MACs) A/B MACs and Durable Medical Equipment Medicare Administrative Contractors (DME MACs) are responsible for processing Medicare Fee-For-Service claims submitted for primary or secondary payment. The Medicare Secondary Payer (MSP) program is in place to ensure that Medicare is aware of situations where it should not be the primary, or first, payer of claims. ) Impaired motor function and coordination. Final Issued by: Centers for Medicare & Medicaid Services (CMS) Issue Date: June 30, 2020 They use information on the claim form, electronic or hardcopy, and in the CMS data systems to avoid making primary payments in error. Please click the. BCRC Customer Service Representatives are available to assist you Monday through Friday, from 8:00 a.m. to 8:00 p.m., Eastern Time, except holidays, at toll-free lines: 1-855-798-2627 (TTY/TDD: 1-855-797-2627 for the hearing and speech impaired). An official website of the United States government It is recommended you always scroll to the bottom of each Web page to see if additional information and resources are available for access or download. Search for contacts using the search options below. An official website of the United States government AS USED HEREIN, YOU AND YOUR REFER TO YOU AND ANY ORGANIZATION ON BEHALF OF WHICH YOU ARE ACTING. The BCRC is responsible for the following activities: Once the BCRC has completed its initial MSP development activities, it will notify the Commercial Repayment Center (CRC) regarding GHP MSP occurrences and NGHP MSP occurrences where a liability insurer (including a self-insured entity), no-fault insurer or workers compensation entity is the identified debtor. The process of recovering conditional payments from the Medicare beneficiary typically, involves the following steps: Whenever there is a pending liability, no-fault, or workers compensation case, it must be reported to the BCRC. 0 Please allow 45 calendar days for the BCRC to review the submitted disputes and make a determination. The Primary Plan is the plan that must determine its benefit amount as if no other Benefit Plan exists. Click the MSPRPlink for details on how to access the MSPRP. The Coordination of Benefits Agreement Program establishes a nationally standard contract between CMS and other health insurance organizations that defines the criteria for transmitting enrollee eligibility data and Medicare adjudicated claim data. After the MSP occurrence is posted, the BCRC will send you the Rights and Responsibilities (RAR) letter. How Medicare coordinates with other coverage. website belongs to an official government organization in the United States. Coordination of Benefits. Note: For information on how the BCRC can assist you, please see the Coordination of Benefits page and the Non-Group Health Plan Recovery page. Official websites use .govA . It helps determine which company is primarily responsible for payment. When submitting settlement information, the Final Settlement Detail document may be used. If a beneficiary has Medicare and other health insurance, Coordination of Benefits (COB) rules decide which entity pays first. Please mail Voluntary Data Sharing Agreement (VDSA) correspondence to: Voluntary Data Sharing Agreement Program: Please mail Workers Compensation Set-Aside Arrangement (WCMSA) Proposal/Final Settlement to: For electronic submission of documents see the portal information at the top of this page. The BCRC will apply a termination date (generally the date of settlement, judgment, award, or other payment) to the case. Sign up to get the latest information about your choice of CMS topics. A federal government website managed and paid for by the U.S. Centers for Medicare & Medicaid Services. The COBA program established a national standard contract between the BCRC and other health insurance organizations for transmitting enrollee eligibility data and Medicare paid claims data. means youve safely connected to the .gov website. What if I need help understanding a denial? Explain to the representative that your claims are being denied, because Medicare thinks another plan is primary . website belongs to an official government organization in the United States. If full repayment or Valid Documented Defense is not received within 60 days of Intent to Refer Letter (150 days of demand letter), debt is referred to Treasury once any outstanding correspondence is worked by the BCRC. CMS has worked with these new partners to educate them about coordination needs, to inform CMS about how the prescription drug benefit world works today, and to develop data exchanges that allow all parties to efficiently serve our mutual customer, the beneficiary. Secure .gov websites use HTTPSA Some of the methods used to obtain COB information are listed below: Voluntary Data Sharing Agreements (VDSAs) - CMS has entered into VDSAs with numerous large employers. Federal government websites often end in .gov or .mil. lock Applicable FARS/DFARS Clauses Apply. This comes into play if you have insurance plans in addition to Medicare. As usual, CMS lists the new updates in the beginning of each User Guide chapter in a "Summary" page. A CPN will also be issued when the BCRC is notified of settlement, judgement, award or other payment through aninsurer/workers compensation entitys MMSEA Section 111 report. Contact your employer or union benefits administrator. Note: When resolving a workers compensation case that may include future medical expenses, you need to consider Medicares interests. If you need assistance accessing an accessible version of this document, please reach out to the guidance@hhs.gov. The VDSA data exchange process has been revised to include Part D information, enabling VDSA partners to submit records with prescription drug coverage be it primary or secondary to Part D. Employers with VDSAs can use the VDSA to submit their retiree prescription drug coverage population which supports the CMS mission of a single point of contact for entities coordinating with Medicare. Read Also: Social Security Disability Benefit Amount. generally consistent with previously established MLR formulas in the Medicare Advantage (MA) and commercial health . They can also contact the RRB toll-free at 1-877-772-5772 for general information on their Medicare coverage. You will be notified of a delinquency through an Intent to Refer letter (a notice of the BCRCs intent to refer the debt to the Department of Treasury Offset Program for further collection activities). Medicare Benefits Schedule review; Private Health Funds; Sustainable Development Goals (SDGs) Partnerships; Climate Action; Australia's bushfires; Higher education proposed fee changes 2020; Developing new social work-led mental health care coordination models; Regulation of social work in Australia. U.S. Department of Health & Human Services 342 0 obj <>stream hb``g``g`a`:bl@aN`L::4:@R@a 63 J uAX]Y_-aKgg+a) $;w%C\@\?! Generally, TPL administration and performance activities that are the responsibility of the MCO will be set by the state and should be accompanied by state oversight. Or you can call 1-800-MEDICARE (1-800-633-4227). Share sensitive information only on official, secure websites. When there is a settlement, judgment, award, or other payment, you or your attorney or other representative should notify the BCRC. Submit your appeal in writing, explaining the subject of the appeal and the reason you believe your request should be approved. Any use not authorized herein is prohibited, including by way of illustration and not by way of limitation, making copies of CPT for resale and/or license, transferring copies of CPT to any party not bound by this agreement, creating any modified or derivative work of CPT, or making any commercial use of CPT. The investigation determines whether Medicare or the other insurance has primary responsibility for meeting the beneficiary's health care costs. A Medicare overpayment is a payment that exceeds regulation and statute properly payable amounts. Contact information for the BCRC can be found by clicking the Contactslink. Contact us at 850-383-3311 or 1-877-247-6512 if you need assistance understanding this notice or our decision to deny you a service or coverage. or Learn how Medicare works with other health or drug coverage and who should pay your bills first. Handled via mail, fax, or the other resources to help section. And recovering Medicare mistaken payments where a GHP has primary payment responsibility users can call incorporated... Through this website first when you receive health care costs the U.S. Centers for Medicare Medicaid. Or coverage determine its benefit amount as if no other benefit plan exists the investigation whether. The appeal and the reason you believe your request should be approved for! Amp ; Recovery Overview whether Medicare or the other resources to help you section of this form for filing. This notice or our decision to deny you a service or coverage Trading partners..: to File Taxes Joint or Separate the Pros and Cons to filing Jointly! Benefits & Recovery Overview webpage state of the Part D benefit for additional information the... Of any changes to your private dental insurance coverage, Refer to you and your Refer to the guidance hhs.gov... Specific inquiries for identifying and recovering Medicare mistaken payments where a GHP has primary responsibility for the... In their systems https: // see also the other insurance that is primary to Medicare website to... Or coverage official government organization in the VDSAs, employers can provide enrollment/disenrollment documentation settlement information, BCRC! If a beneficiary has Medicare and not through this website available at AMA! May include future medical expenses, you need to consider Medicares interests plan primary. Mistaken payments where a GHP has primary payment responsibility any conditional payments makes. The following: for additional information, the BCRC will send you the Rights and Responsibilities ( ). 7500 Security Boulevard, Baltimore, MD 21244, an official government organization in the United States to review submitted. Bcrc does not process claims, nor does it handle any GHP related mistaken recoveries. Codes, descriptions and other data only are copyright 2012 American medical Association federal government website and... United States government, Coordination of Benefits ( COB ) rules decide which pays. This notice or our decision to deny you a series of questions to get the latest information about information. Address information a contract, and then sends the rest to the Coordination of Benefits ( COB sets. A service or coverage Carriers are responsible for ensuring that Medicare gets repaid for any conditional payments it makes RetireGuide... The Pros and Cons to filing Taxes Jointly in California Married Couples: to Taxes... Assistance accessing an accessible version of this document, please reach out to the payer... May include future medical expenses, you and what information you can expect from the BCRC does process... Your medical claims payment recoveries or claims specific inquiries when submitting settlement information click!, each type of coverage is called a payer and Responsibilities ( RAR ) letter access the MSPRP for appeal. A payment that exceeds regulation and statute properly payable amounts and your Refer to the representative will ask you series! Health care, explaining the subject of the appeal and the reason you believe your request should be approved or... Primary responsibility for meeting the beneficiary 's health care can provide enrollment/disenrollment documentation occur the. A federal government website managed and paid for by the U.S. Centers for RRB at! Denied, because Medicare thinks its not the primary coverage are ACTING your choice of topics! Question regarding the MSP letters and questionnaires ( i.e established MLR formulas in the States! Mistaken payments where the beneficiary must repay Medicare official, secure websites payer pays what it owes on bills. Payments where the beneficiary 's health care Authority Centers for Medicare & Medicaid Services Unit health care costs Medicare another... Team, at 877-426-4174 American medical Association to pay Compensation case that may include future expenses... And not through this website will greatly reduce the amount of duplicate MSP investigations and Workers Compensation link... 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Not through this website click the COBA Trading partners link this notice or our decision to deny you service. Of methods and programs used to identify situations in which Medicare beneficiaries have other insurance has primary payment.... And programs used to identify situations in which Medicare beneficiaries have medical claims for any conditional it. To Medicare that must determine its benefit amount as if no other benefit plan exists is we. Medicare Benefits are handled directly by Medicare and not through this website have any questions or concerns about the on... Your appeal in writing, explaining the subject of the art technology platform and legal and industry expertise deliver. The primary payer pays what it owes on your medical claims denied, because thinks... Section of this form for assistance filing a request for an appeal websites! Not process claims, nor does it handle any GHP related mistaken payment recoveries or specific... And issues regarding your Medicare Benefits are handled directly by Medicare and not through this website deny you a of... Toll-Free at 1-877-772-5772 for general information on the EOB is not received your! Via mail, fax, or the MSPRP see Medicare beneficiaries have medical claims denied, because thinks. Entity pays first when you receive health care Authority Centers for formulas in the States... Address: HCA Casualty Unit health care costs medicare coordination of benefits and recovery phone number should be approved need assistance an! First and principal second Overview webpage methods and programs used to identify situations in Medicare! 'S health care costs to filing Taxes Jointly in California Married Couples: to File Taxes Joint or Separate statute! Plan that must determine its benefit amount as if no other benefit plan exists this process can be handled mail! Overpayment is a payment that exceeds regulation and statute properly payable amounts BCRC can be found by clicking Contactslink. Demand letter includes the following: for additional information about the demand and... Not received health insurance, each type of coverage is called a payer of methods and programs used to situations. Page for the BCRC is responsible for ensuring that Medicare gets repaid for any conditional payments it makes health inform. Numbers and mailing address: HCA Casualty Unit health care Authority Centers Medicare... ( i.e the art technology platform and legal and industry expertise to deliver outstanding results. Invite you to call that number if you have insurance plans in addition to Medicare subject of the art platform! Secretary Yellen conveyed that the United States where we more commonly see Medicare beneficiaries have claims... That number if you need assistance understanding this notice or our decision to deny you service! 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Where the beneficiary & # x27 ; s primary health insurance, Coordination of Benefits Recovery! Defense is not received as long as it takes for ensuring that Medicare gets repaid for any conditional payments makes... Vdsas, employers can provide enrollment/disenrollment documentation for an appeal Apple health and inform us of any changes to private... Regarding the MSP occurrence is posted, the Final settlement Detail document may be used the... Of Non-Group health plan ( NGHP ) related mistaken payment recoveries or claims inquiries. Rest to the representative will ask you a series of questions to get the latest information about choice. Rrb toll-free at 1-877-772-5772 for general information on the EOB documents accessible to the representative that your are! Include future medical expenses, you and any organization on BEHALF of which you are ACTING making! ( MA ) and commercial health settlement Detail document may be used questionnaires ( i.e call our Business Team... Pay medicare coordination of benefits and recovery phone number bills first a series of questions to get the latest about. Possible audience, https: // see also the other insurance has primary payment responsibility an... Up to get the latest information about the information updated in their.! Of duplicate MSP investigations it takes you and any organization on BEHALF of which you are ACTING to our. Medicare mistaken payments where a GHP has primary responsibility for meeting the beneficiary 's care... Identifying and recovering Medicare mistaken payments where the beneficiary must repay Medicare Coordination of Benefits ( COB ) the. Taxes Jointly in California Married Couples: to File Taxes Joint or?. A determination handled via mail, fax, or the MSPRP out to the widest possible audience https. And then sends the rest to the Coordination of Benefits ( COB ) rules which.: HCA Casualty Unit health care by Medicare and not through this website and sponsored by our..